Why Do I Need a Public Adjuster?  

Albert Howard

Updated on:

Why Do I Need a Public Adjuster?  

Has your commercial property, business, or home suffered a sudden disaster like floods, earthquakes, or fires? Then you know how nerve-wracking it can be. On the other hand, dealing with insurance claims regarding property damage can be stressful and overwhelming. Also, it can consume much of your time, especially if you do not have the relevant expertise. Hiring an expert to help you achieve a smooth process free from errors is best. 

Who is a Public Adjuster?

Most insurance companies will allocate an adjuster after you file a claim. This adjuster will be responsible for analyzing your property’s damage and determining a fair payout amount, depending on your policy’s level of coverage. 

Generally, public adjusters involve licensed insurance professionals working on behalf of a claimer and handling the entire insurance claim process. they ensure that their client gets the maximum compensation possible. 

However, depending on your insurance company to grant you a fair adjuster who will guarantee you the best compensation for your property is almost impossible. Remember that this adjuster is an employee at the company. Thus, they are likely to favor the insurance company.

For this reason, it is best to hire a personal public adjuster. Wondering where you can get the best and well experienced public adjusters? The public adjusters here will analyze the damage on your property and guide you in determining the scope of repairs. Also, they will help you estimate the value of the repairs needed. Unlike an insurance claim adjuster who majorly works on behalf of the company, a public adjuster will work for you, thus giving the best results. 

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Reasons You Will Need a Public Adjuster

  • You will need to hire a public adjuster if:
  • You are too busy to follow up and correspond with your insurer
  • The damage caused is severe, or is the claim huge
  • You do not have expertise in dealing with claims or have had poor claim experiences previously
  • You are unsatisfied with the claim settlement

Also, if you do not like being stressed and you like having some peace of mind, a public adjuster is the perfect solution for you. They will deeply examine your case, ensuring no damage is considered minor or overlooked. 

Benefits of Hiring a Public Adjuster

Grants You a Fair Settlement

Public adjusters come as a package providing you with expertise in property value estimation and insurance claims. Therefore, they will ensure each detail of your property is presented, documented, and defended in the best way. 

Saves You Time

Since the public adjuster will handle each step of the claiming process, you will have time to deal with your business, family, or clients. Remember claiming process can be time-consuming, especially if you are not a professional.

Lowers your stress

Even when you have lost a lot of property, knowing that you have the best representative will grant you peace of mind. A personal public adjuster will be by your side, providing you with all the necessary transparency. 

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