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5 Things You Should Know About Orthodontic Insurance for Adults

by Purva Jagtap
5 Things You Should Know About Orthodontic Insurance for Adults

In recent years, the number of adults seeking orthodontic treatment increased by 16 percent.

The craze for a straight smile is likely due to the convenience and discretion of treatments, such as Invisalign. Moreover, the social stigma surrounding braces is disappearing, and adults no longer feel ashamed of wearing them to get the smile of their dreams. 

Are you considering adult orthodontics but don’t want to pay out of pocket? If so, orthodontic insurance for adults is the solution! 

However, before signing up for a new orthodontic insurance policy, you’ll need to know these five things. So, keep reading to learn how to get the best coverage for your mouth!

  1. Your Dental Insurance May Already Offer Discounts on Orthodontics

If you already have dental insurance, your provider may cover certain orthodontic treatments such as: 

  • Exams, x-rays, and treatment planning
  • Tooth removal (to reduce crowding)
  • Braces or retainers
  • Treatment visits

However, the coverage will likely depend on whether your treatment is for a medical or cosmetic purpose. 

In any case, it doesn’t hurt to check with your provider if you are thinking of getting braces. You may be surprised since some companies even offer to pay a fixed amount toward Invisalign for older adults!

  1. Know What’s Covered

If you decide to get orthodontic insurance coverage for adults, it’s crucial to confirm that it includes the services you need. 

Moreover, you may only be able to spend a certain amount each year or during your lifetime. So, be sure to examine all the details before signing up. 

  1. Calculate the Cost

It’s easy to get lost in all the paperwork when choosing a policy, but picking the best orthodontic insurance for adults doesn’t have to be difficult. You should add up the:

  • Monthly premium
  • Deductible
  • Maximum annual limit

By comparing these figures with the price of your intended treatment, you can discern whether you’ll have sufficient coverage. 

  1. Find Out Which Doctors You Can Use

There are several types of dental insurance out there, and they all work a little differently. For example, some insurance plans allow you to choose whatever doctor you’d like, covering a certain amount of your treatment. 

Other plans, such as HMOs and PMOs, only allow you to work with dental professionals within their network. So, if you are set on a specific orthodontist, be sure your plan covers their services. 

  1. Don’t Start Treatment Until Your Coverage Begins

After signing up for a plan, you’ll want to wait before you reap the orthodontic benefits for adults. 

If you start your treatment too soon, your insurance may not have kicked in. As a result, you’ll end up paying much more than you expected. So, be sure to check when your waiting period is over! 

Of course, if you need to start your treatment as soon as possible, you can look for “orthodontic insurance for adults no waiting period” online. 

Get the Most Out of Orthodontic Insurance for Adults

Getting orthodontic insurance for adults can save you a lot of money and help you afford the straight teeth you always wanted. But, to get the most out of your plan, you need to check the policy terms and make sure it covers your treatment. By doing so, you’ll be completely satisfied with your insurance and your smile! 

Did you enjoy this post? If so, take a look at more of our health and dental content!  

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